Critical Illness Insurance

You can’t predict the future, but you can plan for it.

Group Voluntary Critical Illness Insurance can help give you the power to take control of your health when faced with a covered illness. This insurance pays benefits that can be used for non-medical expenses that health insurance might not cover.

You select the benefit coverage amount that you want based on your individual need and your budget. If you have covered family members, our coverage also provides cash benefits for them. If diagnosed with a covered critical illness, you will receive a cash benefit based on the percentage payable for the condition.

Key Features

  • Guaranteed Issue coverage; meaning no medical questions to answer at initial enrollment
  • Coverage is available for dependents
  • Benefits are paid regardless of any other coverage
  • Premiums are affordable and are conveniently payroll deducted
  • Coverage may be continued

Initial Critical Illness Benefits

  • Heart Attack
  • Stroke
  • Major Organ Transplant
  • End Stage Renal Failure
  • Coronary Artery Bypass Surgery
  • Waiver of Premium (employee only)

Cancer Critical Illness Benefits

  • Invasive Cancer
  • Carcinoma in Situ

Second Event Benefits

  • Initial Critical Illness
  • Cancer Critical Illness
Download Critical Illness Plan Summary
Download MyBenefits Portal Access Instructions

Enrollment Information

Enrollment is currently available only to new hires or newly eligible. If you are a new hire/newly eligible and wish to enroll, click on the link to get started.



If you have additional questions about this program, please contact Allstate Benefits customer service at 866-895-8677, Monday through Friday, 8 a.m. - 5 p.m. ET.

The critical illness coverage is provided by supplemental, limited benefit insurance, underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL). The coverage has limitations and exclusions. For cost and complete details of coverage, contact your Allstate Benefits Representative. Allstate Benefits is the marketing name for American Heritage Life Insurance Company, a subsidiary of The Allstate Corporation.

Enroll Here
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About Allstate Benefits

As a leading provider of employee benefits, we’re committed to delivering superior products and services with cutting-edge technology, exceptional customer service and compassionate claims administration. With over 40,000 groups in force and insuring more than three million employees, we uphold the Good Hands promises every day.